United Wholesale Mortgage

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Fair Lending Officer - Compliance Specialist

at United Wholesale Mortgage

Posted: 9/26/2019
Job Reference #: 5273

Job Description

  • Business Unit
    United Shore

    At United Shore, our Fair Lending Officer will aid in the assessment and remediation of risk associated with applicable fair lending laws. You will get in the weeds with respect to our HMDA data and oversee the fair lending program. Plus, with the assistance with our third-party vendor, you will perform periodic analysis and lending and denial activity to document and address fair lending risks. This position is a great opportunity to show off your data knowledge and skills as an industry guru in data and fair lending risk assessment.

    The ideal candidate for this position will have experience with residential mortgage lending data and a deep understanding of statistics principles.

    This position reports directly to the Vice President, Deputy General Counsel & Consumer Advocate.


    • Establishing and maintaining a collaborative working relationship with lending personnel, as well as, HMDA quality control team members
    • Assisting compliance team members in compiling and analyzing HMDA compliance metrics, drafting summary reports and recommendations associated with that analysis, and reporting results to leadership and committees
    • Collecting and preparing data file for fair lending analysis
    • In conjunction with a third-party vendor, conducting periodic analysis of lending and denial activity to identify, document and address fair lending risks
    • Assisting in updating and overseeing the fair lending program, policies and procedures
    • Developing and maintaining training materials for company-wide team member training as well as additional training specifically tailored to certain lending functions
    • Maintaining current knowledge of lending products, programs, operations, systems and controls
    • Assisting other compliance team members with the coordination of regulatory compliance exams and audits as necessary
    • Other responsibilities and tasks as assigned


    • Bachelor’s degree and/or equivalent work experience related to statistics, data management, and/or actuarial science
    • Experience analyzing data and preparing reports
    • Strong computer, problem solving and communication skills
    • Comfortable in a fast-moving environment
    • Ability to multitask and adapt
    • Onsite, full-time attendance
    • Self-motivated with a strong work ethic
    • Ability to work in a team environment
    • Excellent organizational skills
    • Positive attitude and willingness to learn


    • 3+ years of fair lending compliance experience
    • Mortgage or financial services industry experience
    • Experience preparing annual HMDA filings and reports


    United Shore is a diverse group of over 4,000 mortgage experts, sales superstars, tech gurus, marketing whizzes and more. We’re a $41 billion and growing, family owned and operated company that still feels like family. Our award-winning workplace just happens to be home to the #1 wholesale mortgage lender in the nation, United Wholesale Mortgage. And we believe in setting our team members up for success by creating a unique, energetic culture where you can be yourself and still reach your professional goals.

    Here are some of the reasons you’ll love working here:

    • Large, state-of-the-art fitness center with a full-size basketball court, outdoor sand volleyball court, plus Zumba and yoga classes
    • Wellness area, including an in-house primary-care physician’s office, full-time massage therapist and hair salon
    • Gourmet cafeteria featuring homemade breakfast and lunch, and a dedicated food truck
    • Free fruit, soft drinks and coffee
    • Convenience store featuring grab-and-go snacks
    • In-house Starbucks and indoor/outdoor café with Wi-Fi
    • Escape room designed for team-building activities
    • Indoor/outdoor putting greens


    All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with United Shore is "at-will." United Shore is an Equal Opportunity Employer.
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